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Initial consultation

The initial consultation will comprise of:

  • An initial meeting with one of our qualified financial advisers
  • An opportunity to ask questions and understand what we do
  • Our adviser will establish what your financial needs are
  • We will tell you about our service propositions and costs involved

Financial Review and Recommendation

We will carry out an extensive assessment of your financial circumstances at the outset to establish your financial planning requirements.  This will include:

  • understanding your situation by gathering information about your existing financial arrangements and full personal circumstances;
  • understanding your investment knowledge and attitude and tolerance towards investment risk;
  • recommendation of an asset allocation model that matches your investment risk profile and the subsequent assessment and suitability of any existing investments;
  • analysis and design of your investment strategy
  • presentation of your recommendation;

When we provide you with our suitability report it will be your decision whether to implement our recommendations either completely or in part. A clear breakdown of what our charges/fees are for setting up your plan are included in our Disclosure Document, which you will have.

Arranging and setting up your investment

The arranging and setting up of our investment recommendation includes where appropriate:

  • Handling of all fund and policy administration on your behalf
  • Regular updates to keep you informed of progress
  • Ensuring all your documents are issued in line with your expectations
  • Confirmation of all actions taken on your behalf in writing